To determine the best CD accounts available in the market, GOBankingRates ranked nearly 65 banks based on a number of factors, including: There are some things to consider, however, before opening up a CD, as the terms of the agreement are specific. Like a traditional savings account, they are a safe investment established through a bank or credit union, but generally CDs have higher interest rates - currently more than 4% - allowing you to make more on your return. Any product recommendations on GOBankingRates are independent and based on research and product testing.ĬDs, also known as certificates of deposit, are a great way to capitalize on your savings potential.

Our reporters produce fresh and accurate content that is objective and ethically sound. The higher the capitalization number the more secure a bank is considered.At GOBankingRates, we’re deeply invested in the quality of our content. People's United Bank, National Association has a Capitalization of 11.37% versus the BestCashCow average of 10.43.Ĭapitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. A bank with a consistently high ROE can be considered well run.Ī bank with a consistently low ROE can be considered poorly run. Return on equity measures how efficiently a bank is making money from its capital. People's United Bank, National Association has a Return on Equity of 8.22% versus the BestCashCow average of 13.18%. To cover these potential losses it had $7,328,563,000 in equity and $340,900,000 in loans loss reserves. People's United Bank, National Association had $308,577,000 in non-current loans and $1,177,000 in owned real estate. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank With its tangible common equity and its loan loss reserves.Ī lower Texas ratio indicates better coverage of problem loans. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) People's United Bank, National Association No depositor has ever lost deposits that have been within the FDIC insurance limits. The following ratios and data are available to help you better understand the financial condition of People's United Bank, National Association. People's United Bank, National Association Ratio Analysis

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